Conventional
Flexible terms for primary, second, or investment homes.
- Down paymentFrom 3%
- Credit620+
- PMIDrops at 20%
Buying or refinancing should feel like sweet tea on the porch — unhurried, honest, and in good company. I'm Christa, and I'll walk you all the way to your front door with heart and a plan that fits your life.
Pick what feels right — I'll take it from there.
I've called the Lowcountry home since 2009, and I bring a real heart for service to every family I work with — from building homes in Mexico to global medical missions. That same care shows up in your loan: patient, clear, and always in your corner.
Whether you're a first-time buyer in Charleston or moving across the Southeast, I'll make the path feel simple — and maybe even a little fun.
First porch, forever home, or a fresh start — let's find the right fit.
First-time buyer, veteran, self-employed, or moving up — there's a program made for you.
Flexible terms for primary, second, or investment homes.
Low down payment & flexible credit — perfect for starting out.
For those who served — zero down, no PMI, great rates.
Zero down for eligible rural & suburban Lowcountry areas.
Built for business owners whose taxes don't tell the whole story.
One loan to buy (or refi) and make it truly yours.
Estimate a payment or what you can comfortably afford. Real terms come from a friendly chat.
Everything I wish every buyer had before they start — beautifully branded, and delivered straight to your inbox.
No spam — just helpful, and a note from me. Preview the packet →
"Closed in like 20 days and I got the princess treatment the entire time. 10/10."Cathy · First-time buyer
"As a self-employed borrower I was worried, but Christa made it smooth and stress-free."Ben · Self-employed buyer
"Communicative, professional, a joy — and she got my buyers a very competitive rate."Shannon · Realtor partner
Tell me a little about you and I'll reach out personally — no pressure, just a warm, honest conversation.